What Are the Documents Required for a Residential Real Estate Transaction in Houston?
What Are the Documents Required for a Residential Real Estate Transaction in Houston?
Buying or selling a home in Houston requires careful attention to legal and financial documents to ensure a smooth transaction. Whether you are a buyer or seller, having the necessary paperwork in place is essential to protect your rights and avoid delays. At Manfred Sternberg & Associates, we provide legal assistance to Houston residents navigating residential real estate transactions.
The key documents required in a Houston residential real estate transaction include:
- Purchase Agreement – This legally binding contract outlines the terms of the sale, including the purchase price, closing date, contingencies, and responsibilities of both parties.
- Seller’s Disclosure Notice – Required by Texas law, this document informs the buyer of any known defects or issues with the property.
- Title Documents – A title search is conducted to verify legal ownership and ensure there are no liens or encumbrances on the property. Title insurance is also recommended to protect against potential title disputes.
- Deed – The general warranty deed or special warranty deed transfers ownership from the seller to the buyer and must be recorded with the county.
- Loan Documents (for Buyers Using Financing) – If the buyer is obtaining a mortgage, they must sign a promissory note, loan agreement, and deed of trust, which secures the lender’s interest in the property.
- Closing Disclosure – This document details all costs associated with the transaction, including loan fees, taxes, and closing costs. Buyers and sellers must review and agree to these terms before closing.
- Home Inspection Report – While not legally required, buyers often obtain an inspection report to assess the condition of the property before finalizing the purchase.
- Homeowners Association (HOA) Documents (if applicable) – If the property is part of an HOA, buyers must receive HOA bylaws, financial statements, and fee disclosures.
Understanding these documents is essential for a successful real estate transaction. At Manfred Sternberg & Associates, we help buyers and sellers in Houston review contracts, resolve legal issues, and ensure a seamless closing process.








