Understanding the Harris County Tax Deferral Affidavit
Understanding the Harris County Tax Deferral Affidavit
Homeowners in Harris County who have delinquent property taxes may be eligible for the county’s tax deferral affidavit. For those who qualify, they can postpone tax payments as long as they own and live in the home.
Who Qualifies for a Tax Deferral?
Homeowners who own and live in a house in Harris County may qualify for a tax deferral when they are:
- Age 65 or older
- A surviving spouse who is 55 or older
- An unmarried surviving spouse
- Any surviving child who is under 18 years of age and unmarried
- A disabled homeowner
- A disabled veteran
Some surviving spouses, disabled veterans, and surviving children must qualify under Texas Tax Code Section 11.22. Individuals who are disabled but not veterans must meet the qualifying criteria under Tax Code Section 11.13(m).
In situations when a spouse qualified for a deferral and passed away, the surviving spouse, if over 55 years of age, must complete a new affidavit to continue the deferral.
What’s the Purpose of the Affidavit?
This affidavit allows homeowners to continue to live in their homes even if they are unable to pay taxes. Homeowners should be aware, however, that deferring tax payments does not stop other debts or liens on a property.
A property may still be subjected to collection actions or foreclosure for other unpaid debts or liens. This includes mortgage payments or other home loans.
Does a Tax Deferral Mean a Homeowner Doesn’t Have to Pay Taxes?
No. A tax deferral doesn’t cancel tax payments but postpones them. Any postponed payments will accrue 5 percent interest annually. Once an individual no longer owns or lives in that home, they or their estate will have 180 days to pay all outstanding taxes, penalties, and interest.
If taxes aren’t paid within that time period, Harris County or other revenue agencies may file a lawsuit to collect any unpaid taxes.
Hire a Skilled Property Lawyer Who Knows Texas
If you reside in Harris County and are unable to pay your property taxes, a skilled Texas property law attorney can help. The attorneys at Manfred Law help Texas property owners claim what’s theirs. Call us at 713-547-5460 or contact us online to schedule your consultation.
