What are the predictions for the 2025 Hurricane Season?

The 2025 hurricane season kicked off on June 1. The National Oceanic and Atmospheric Administration (NOAA) has predicted a 60 percent chance of an above-average season with between 13 and 19 named storms and the possibility of up to five major hurricanes.

In July, hurricane researchers at Colorado State University, who had also predicted an above-average season, revised down their estimates. While the CSU team had forecasted 17 named storms and up to 4 major hurricanes, they have since decreased that number to 16 named storms and 3 major hurricanes. All still within NOAA’s predicted range, but an early hope that the season might end up being below average.

Much can happen between now and November 30, the traditional end of the hurricane season. Peak hurricane season is incoming, and as recent years have shown, hurricanes are overall increasing in number and intensity.

The uptick in severe weather events has also resulted in an increasing number of insurers looking to deny or downplay claims. This includes claims made for bad weather and Act of God events, even if a policyholder carries dedicated coverage.

Bad Faith Insurance Claims

When an insurer fails to reimburse a policyholder for damage that their policy covers, the insurer may be liable for engaging in bad faith. An insurer is typically in breach of contract when it fails to live up to its obligations to the policyholder.

Texas has two types of bad faith claims:

• Common-law bad faith is when a policyholder proves the insurer denied the claim despite having a clear duty to reimburse.
• Statutory bad faith claims are generally easier to prove. Through this avenue, policyholders rely on the Texas Insurance Act, which bans insurance companies from committing any “unfair or deceptive acts or practices.”

Unfair and deceptive practices can include misleading a policyholder about what the policy will cover. It may also include failing to respond in a reasonable time frame or denying a claim before conducting a reasonable investigation. It may also involve making unnecessary or unreasonable requests of a policyholder.

Hire a Skilled Lawyer Who Knows Texas

If you have questions about insurance claims or property issues related to hurricanes and other natural disasters, the attorneys at Manfred Law can help. Call us at 713-547-5460 or contact us online to schedule your consultation.